Financial Inclusion

Assessment of Opportunities for Use of Digital Financial Services for Smallholder Farmers 


The project Assessment of Potential Opportunities for Use of Digital Payments for Smallholder Farmers in Resource-Constrained Settings began in 2018 through a partnership with USAID’s Feed the Future Program (D2FTF). The objective of this research is to better understand the role that digital services can play in the financial inclusion of smallholder farmers in Senegal and Guatemala.

The ongoing research will focus on answering the following two questions:

  • How can digital services help address the unmet financial needs of smallholder farmers?
  • Under what conditions do smallholder farmers adopt digital financial services to address these unmet needs?

With the goal of producing actionable information and recommendations for implementers to improve the way smallholder farmers interact with agriculture value chains.


Daniel Frey, Professor of Mechanical Engineering, Faculty Director of D-Lab, CITE Director 

Kendra Leith, Associate Director for Research

Eric Verploegen, Research Engineer, Food-Water-Energy Lead

Libby McDonald, Inclusive Economies Specialist, Instructor at D-Lab

Kim Wilson, Senior Lecturer at the Fletcher School, Tufts University

Megha Hegde, Research Associate at D-Lab

Cauam Cardoso, Research Assistant

Jonars Spielberg, Research Assistant


Eric Verploegen, Research Engineer, Food-Water-Energy Group Lead

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